How Important For You Is Winning?

“Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery”.

And so goes Mr Micawber’s famous, and oft-quoted recipe for happiness.

Micawber though was a character created by Charles Dickens, who as a child had himself been…